Hello Again:
How are things going. Do you best not to use your credit cards. (1) You save money, (2) You deny the banks dollars on high(loan-shark) interest rates (3) Cash is Golden. I stopped using my credit cards, I am using PAYPAL for online orders. Don't rent money anymore.
By not using your credit cards, the Bank Issuers will have to eventually give in and lower the interest rates and offer deals. I cut up my Capital One Card, sent it to the "recycle bin!"
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